No matter how self reliant you think you are, you will definitely not be able to buy or rent a house on your own. After you have done it successfully the first time, perhaps the second time you do it you will need fewer people to consult. As a new renter, you will use a broker or agent. The second or third time, you will feel confident enough to go around on your own. You will even feel confident enough to read through the tenancy agreement on your own without consulting an attorney. Below are professionals in real estate to help you navigate the process.

1. Agent and realtor

Both of these professionals can help sell your property or sell one to you but there is a difference between the two. A realtor is registered to a professional association. They have more career opportunities in real estate. While they can sell property, they can also work as property managers among other positions. A real estate agent will be licensed to market and sell property. He or she will not have the same career opportunities as a realtor though. They will be limited to helping clients buy or rent homes. As long as you have been certified, you can be a real estate agent. A realtor will receive a little more specialized and advanced education before the registration to an association.

2.Real estate attorney

This is simply a lawyer or attorney who specializes in real estate issues. If you are renting a house, you will only need one if you have trouble with your tenancy agreement. This should not cost you too much as it is only a consultation and you will need a single session. Most tenancy agreements are also standard so you might get away with buying a lawyer friend a beer and some dinner as fees for looking over the document for you. However, when you are buying property or land you will need more help. A lawyer will help the buyer and seller come to an agreement. The two parties will need someone to write up the contract between them as well as deal with the terms and file whatever legal documents that need filing. They will probably have better connections anyway. A real estate lawyer or attorney can help you buy property in absentia.

3. Appraiser

An appraiser is a person who can help you determine the quality of a house. If it is an old house, they can tell you just how far this house has degraded. They can tell you if the materials used to build the house are of good quality. Basically, you discover the true current value of the house which allows you to determine if you will need to spend a lot of time and money making the house habitable or to your tastes. An appraisal is also useful in determining the depreciation of a building for tax reporting purposes as well as insurance. This way you can accurately determine how much you will spend on the house. This professional’s services will be useful in ensuring that you make the right decision.

4.Valuer

People tend to use the word valuer and appraiser interchangeably. However, while an appraiser will determine the quality and value of a house, a valuer will attach a price tag to it. A valuer is usually used by the property owner of an old house to determine what price they should charge for the house. This is done by looking at the age of the house from the appraisal data. It is also done by comparing similar properties in the same location. This can also be done by looking at the cost then marking that up. This is useful for newer developments.

5.Broker

There are different kinds of brokers in real estate. You will need a broker when you need to buy land. The broker will help introduce you to anyone who might be selling. Brokers are usually very useful especially if you want to buy land in rural areas. In the city, you can find a company to help you with it. In rural areas though, people only like to sell to people they know. Without someone with a plug to the locals, you will not be very successful in your quest. You might also need a broker in case you run into a corrupt government official at City Hall. You will want to have someone who can fast track things for you. Otherwise, systems will be down every time you need to conduct a search on a property.

6.Building inspector

A building inspector ensures that a building has been done according to standard and code. These standards and codes are policed by the National Construction Authority among other government outfits. A building inspector is required during construction to ensure that the site is safe for the contractors and all workers on site. After a building has been completed, there will still be a need for a building inspector so that they can remain abreast of any possible signs of building collapse or tear down. If you are buying a rental building, you will definitely encounter this professional. It is your responsibility as a future landlord to ensure the safety of tenants.

7.Loan underwriter

This one will only be necessary if you are applying for a  loan to finance the house. The loan underwriter takes steps to ensure that you can repay the loan. They determine whether giving you a loan is a risk worth taking. This person can determine whether or not you get the house. They stand between you and your future home. You should probably have a contingency plan if your situation is uncertain.

8.Mortgage specialist

A mortgage is a loan specific to homeownership. There are so many mortgage packages available on the market. So many types to choose from. There are also different types of mortgage specialists. There are those who work for specific institutions. This kind will help the client choose from the mortgage packages of that specific institution. There are also those who work with different institutions. They collect packages from different institutions and help the client choose whichever one suits them. These ones are called mortgage brokers.

9. Caretakers

Every building has a caretaker who helps manage and maintain the building. They will fix issues when they happen. They will help solve disagreements between tenants if called upon. They will clean the hallways and keep the building neat. They will also engage potential tenants or anyone who expresses interest in the building. They ensure that rent is paid as well as hand out receipts for the same. These ones are common in rental buildings. They act as representatives for the building owners.

10. Property Manager

A property manager is a lot like a caretaker. They will vet tenants, supervise maintenance on the property, collect rent among other duties that are relevant in being responsible for a rental building. Except, a property manager is employed by a property management company and takes care of the building under that company’s employ. The building owner pays fees to the company. A caretaker is employed by the building owner directly. While a caretaker will live on the property, a property manager may not. They may operate from an office on the premises or the company premises. This kind of professional is common in the higher end properties. To be blunt about it, a property manager is a fancy caretaker.

11. Architect and contractor

They are quite literally the builders of the industry. If you are a developer then you will deal with them extensively. If you are a renter, you will never deal with them. At least not in your capacity as a renter. As a buyer, you might need to engage a contractor or architect just to get their opinion on changes you want to make on a newly bought house or just the general structural integrity of the building.

12. Surveyor

A surveyor is absolutely necessary if you are buying a property. They will help you build and stay within your boundaries. This way, you can avoid future property disputes with your neighbors. A surveyor will also help you reclaim any space that may have been taken from you by a neighbor. With a proper definition of boundaries, you can plan your compound accordingly.

13. Mediator

A mediator will help negotiate terms that are fair and acceptable by both parties. The same will also be helpful in case of a property dispute. Many people prefer to use a mediator instead of a court or more aggressive or traditional avenues of dispute resolution.

With proper knowledge of who you need and when you can save yourself the trouble that comes when you ask the wrong person for help. It will save you time and money. See the right people, receive the right help.